Why Government Health Insurance will be a Disaster
A wise and frugal government, which shall leave men free to regulate their own pursuits of industry and improvement, and shall not take from the mouth of labor the bread it has earned – this is the sum of good government. ~ Thomas Jefferson
Now that the State runs the rail industry, banking industry, insurance industry, auto industry, and essentially the entire media complex, you probably aren’t too thrilled to hear that the US Government is now interested in owning and controlling the health care industry. (unless of course your a socialist, aka liberal) Apparently to all liberals and many Democrats, the federal government owning every private industry in the United States is still not Socialism. (It must be what they teach as Freedom in liberal circles) Anyhow, my point is not to bash the left in this post, but to talk about the disaster government health insurance will bring. For a great article on the government health insurance plan being circled amongst Congress, visit the commentary from the Heritage Foundation here.
Government health insurance plan will be a disaster because it will greatly increase the cost of health care in the United States, not to mention ruin the amazing medical care we currently have. You may say, Hey, wait a minute! The boys on the hill are telling me that the reason they are creating this plan is to lower our health insurance costs. Don’t be fooled…the only reason they are presenting this plan is to take over and control the health care industry, and to make decisions about your health that benefit government, period. They want government to be the decision maker about your health care and not you and your doctor, just like they want to be the decision maker in every other aspect of our lives. Government health care will be vastly more expensive because it removes 2 key features that the private industry currently has in place; competition & personal responsibility.
By adding a government health insurance plan to the private industry, private insurance companies will then have to compete with a government plan, that by the way is running the government health insurance plan and making all the rules that the private industries have to follow. Also, the government health insurance plan will have near unlimited resources since it will be funded by the taxpayers whether they want the plan or not. It doesn’t take a lot of thinking power to realize that the private industry will be conveniently pushed out and will fade away as the government plan takes permanent dominance. The result will be zero competition within the health insurance world with costs sky rocketing. With history as our guide, you can bet the insurance plan will be mismanaged, underfunded (if funded at all), and incorrectly budgeted. You can also bet your life savings we’ll have to borrow from China and the Middle East to fund it, as our lawmakers do with everything else they creatively make up in their spare time. The outcome will be more debt for our children and grandchildren, and less than desirable health care.
The 2nd key feature will be the end of personal responsibility for the American individual. Already, personal responsibility is running on fumes in this country, especially in regards to our health, but this will surely put the nail in the coffin. By providing government health care for free, people’s responsibility for their own health will go out the window. Can you imagine the increase in hospital visits, doctor visits, psychiatric visits, etc, etc, as personal responsibility continues to decline? The massive increase in doctor visits will overwhelm the industry, and drive up costs to the taxpayer. Without personal responsibility, the cost of health care will spiral out of control which will cause the government to begin the death grip of regulating doctor & hospital pay to lower costs, thus driving out the best and the brightest in the industry.
There is although an alternative, it’s called allowing the private industry to operate. Unleashing the power of personal responsibility and competition within the health insurance arena. It’s been done in the auto insurance world, it can work for health insurance as well. In fact it is already working… for a great example read this article on how Safeway foods lowered their health care costs and at the same time provided great health insurance for their employees. There is a reason our health care is the best in the world with it being run by the private sector… Think about it?
There is one last point to make. Our founders created government to keep us free, no more, no less. The role of government is not to provide every Tom, Dick, and Harry with every service and desire known to man. It’s role is to provide the people with freedom so that they can create and regulate their own pursuits and improvement. This is called personal responsibility. This health care creation would be yet another violation of our founder’s principles outlined in the US Constitution, plain and simple.
Cheers Thinking Patriots,
Jason
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